Are you currently renting and do you want to buy a house in August?
Some Thoughts on How to Make this Reality:
1. Check your lease and give proper notice that you will be leaving to your landlord (most require 30-60 days advance notice). That means at earliest you’ll likely need to provide notice in July but it could be June. Remember, every lease is different.
2. Get pre-approved (if you didn’t already). Pre-approval helps you know what you can afford and that info is required when you get to the offer phase. If you need a qualified local lender recommendation, please drop me a message.
3. Start looking at homes with your Realtor. Be realistic about what you need/want in a home and what you can afford. Remember, buying a house may mean costs you are not aware of like property taxes, insurance, HOA &/or CDD fees. Pushing the boundaries of your pre-approval may lead to a house-poor situation.
4. If buying isn’t in your plans for 2024–but you would like to buy eventually: think about how you can reduce costs to increase savings. Work with a lender to have a game plan specific to your financial situation & plan for the future.
5. Remember that the average residential real estate transaction takes 30-60 days to close. This will likely align nicely with the end of your lease–but be mindful of dates. If you would like to do work to a new-to-you home–you may have a longer timeline to consider.
Leads for When You Want to Buy a House in August:
Are you looking to buy in St. Johns, St. Augustine or Jacksonville? If yes, reach out to me and let’s schedule a consultation. I am happy to run a search of the MLS based on your parameters to give you an idea of area availability. This will offer up a path for us to start your home search.
If Your Time Horizon is a Bit Further Out:
In the market for a rental? In St. Johns County, ask me about 572 Coastline Way, St. Augustine, FL. This beautiful townhouse is located in the Waterford Lakes neighborhood of SilverLeaf in St. Augustine. If your search has you looking to Duval County – feel free to reach out for availability at Atherton Drexel Place in Jacksonville.