First Time Buyers

Expenses After Buying a House: Do you know what to expect? thought bubble with question and lokation logo and live in jax logo

Expenses After Buying a House: Do you Know What to Expect?

Are you considering buying your first home and are you wondering about what to expect for expenses after buying a house?  Let’s talk today at a high level about things you should plan for. Mortgage Payment: If you’ll be financing – this should make up the bulk of your budget.  Your lender will guide you […]

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New Construction Pool Build left image is a sketch of backyard pool plans and right is a freeform pool under palm trees

New Construction Pool Build: St. Johns County New Build Advice

Let’s discuss new construction pool builds today.  Are you contemplating a new build in St. Johns County, FL and thinking about adding a pool during construction? Let’s analyze the perks of taking on this project during the construction phase of your home today. Why Build a Pool During Construction? The obvious answer in my mind

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Pre-qualification vs. Pre-Approval with a qualification stamp on the left side and a qualified stamp on the right side

Pre-Qualification vs. Pre-Approval: Does it Really Matter?

Pre-qualification vs. pre-approval: does it really matter? In the competitive world of home buying – unequivocally the answer is yes!  Let’s dive into the topic to learn the differences and understand why it matters. Pre-Qualification vs. Pre-Approval: A pre-qualification is more of an estimate.  You can plug numbers into a calculator and receive an estimated

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Home Inspection vs. Appraisal: Understand the Difference left side has a box with a home inspection sheet and the right side of the blue box has a clipboard with home appraisal

Home Inspection vs. Appraisal: Understand the Difference

Are you buying or thinking about buying a home? If so, you should understand the difference in the home inspection vs. appraisal process. Let’s take a look at the differences and similarities in these two important parts of home-buying. What is a Home Inspection? A home inspection looks to the physical condition of the structure

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2023 Best & Worst Cities for First Time Home Buyers post includes picture of downtown Jacksonville Skyline over St. Johns River

2023 Best & Worst Cities for First-Time Home Buyers Includes Jacksonville

Earlier this week WalletHub released their list of 2023 Best & Worst Cities for First-Time Home Buyers. Florida took command of the list dominating the top 5 spots.  Jacksonville comes in at #40 with an overall score of 56.88.  The Bold City follows Pittsburgh, PA and comes in just ahead of Centennial, CO. With affordability high

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Picking Your Real Estate Agent 3 tips located between a brown wooden cutting board, a container of kitchen tools and a plant

Picking Your Real Estate Agent: 3 No-Fail Tips

If you are thinking about selling or buying a home, you have likely spent some time thinking about hiring a real estate agent.  Taking the time to do your homework will help ensure you find a trusted partner skilled at their trade.   You know you want someone who will work for you and fight professionally

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Home buying checklist: Reality Check edition over a kitchen with grey cabinets and tan colored floors

Home Buying Checklist: Reality Check Edition

House hunting? Read on for a helpful Home Buying Checklist: Reality Check Edition.  Why am I offering a checklist when there are countless ones available all over the internet, on social media and likely in handouts from your REALTOR?  Because most fail to talk about nuanced parts of the home buying process.  So use those

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How to Prepare for Pre-Approval old style newspaper real estate add with text of 3 tips

Know How to Prepare for Pre-Approval

If you’re contemplating buying a home – the topic of financing has likely come up. Unless you plan to purchase with cash, you’ll need to understand applying for a mortgage.  According to the National Association of Realtors 2022 Profile of Home Buyers and Sellers, 97% of first time home buyers financed their home purchase and

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Buying New Construction May Offer Savings Empty lot in SilverLeaf sandy lot facing retention pond

Buying New Construction May Offer Savings

Are you in the market for a home but struggling to find ways to save on costs? Buying new construction may offer some savings.  When looking at incentivized interest rates, maintenance and renovations – it’s clear costs will be down over a traditional resale home. Interest Rates for the Win When Buying New Construction With

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