Welcome to the Best Time to Buy 2024 Edition. Have you ever wondered if there is an optimal time each year to make an offer on a home? As a society, we’re constantly hunting deals and sales. Further, we know that real estate is ripe with statistics. So let’s dig into the topic of optimal […]
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Are you getting ready to buy in St. Johns? Are you wondering what to know to cash buy a home? According to the 2023 Profile of Home Buyers and Sellers, 20% of buyers paid cash. Let’s learn more about this process, should it be of interest to you during your home search. My goals is
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Getting ready to buy in St. Johns? What to know to finance a home. You may have heard of both pre-qualification and pre-approval – what are the differences and does it matter? When buying a home, the answer is yes! Let’s learn about the differences and understand why knowing the difference can set you up
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Jacksonville A Southern City to Visit This Summer Last week Southern Living released a list of 8 Under-The-Radar Southern Cities To Visit This Summer. Jacksonville named a Southern city to visit this summer, found itself in second place. This sitting behind Hattiesburg, Mississippi and in front of Boone, North Carolina. With many prospective transplants visiting
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Are you ready for a Hometown Heroes Week 2 Update? Since re-funding on July 1 – first time home buyers in Florida have been busy applying for/reserving funds. Revisiting the Hometown Heroes Program Hometown Heroes is the FL down payment program for first-time homebuyers. This program is available to Florida first time buyers. Eligible borrowers
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Are you ready for a Hometown Heroes Week 1 Update? Since re-funding on July 1 – first time home buyers in Florida have been busy applying for/reserving funds. What is Hometown Heroes? The Florida down payment program for First Time Homebuyers is Hometown Heroes. This is a mortgage assistance program available to first time home
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Have you heard about the forthcoming Hometown Heroes 2024 program “launching” on July 1? I use the term launching loosely as this is technically another round of funding for the popular down payment assistance program here in Florida. For those not familiar, please read on for details on the program along with guidelines and eligibility
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Let’s help you avoid the single biggest mistake when under contract for a new home. Questions Are you at the point that you are making an offer or recently made an offer on a house and are now under contract? Do you want to know the one of the fastest ways to jeopardize that deal?
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Did you hear? The conforming loan limits for 2024 were announced and with some good news for prospective buyers. What Does This Mean? Conforming loans are mortgages that adhere to specific dollar limits set by the FHFA (the Federal Housing Finance Agency) which in turn become the funding criteria for FNMA (Fannie Mae) and FHLMC
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Pre-qualification vs. pre-approval: does it really matter? In the competitive world of home buying – unequivocally the answer is yes! Let’s dive into the topic to learn the differences and understand why it matters. Pre-Qualification vs. Pre-Approval: A pre-qualification is more of an estimate. You can plug numbers into a calculator and receive an estimated
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