Real Estate Advice

Conforming Loan Limit Announcement over an inset image of a wood house and white calculator

2024 Conforming Loan Limits Announced

Did you hear? The conforming loan limits for 2024 were announced and with some good news for prospective buyers. What Does This Mean? Conforming loans are mortgages that adhere to specific dollar limits set by the FHFA (the Federal Housing Finance Agency) which in turn become the funding criteria for FNMA (Fannie Mae) and FHLMC […]

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Expenses After Buying a House: Do you know what to expect? thought bubble with question and lokation logo and live in jax logo

Expenses After Buying a House: Do you Know What to Expect?

Are you considering buying your first home and are you wondering about what to expect for expenses after buying a house?  Let’s talk today at a high level about things you should plan for. Mortgage Payment: If you’ll be financing – this should make up the bulk of your budget.  Your lender will guide you

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Home Inspection vs. Appraisal: Understand the Difference left side has a box with a home inspection sheet and the right side of the blue box has a clipboard with home appraisal

Home Inspection vs. Appraisal: Understand the Difference

Are you buying or thinking about buying a home? If so, you should understand the difference in the home inspection vs. appraisal process. Let’s take a look at the differences and similarities in these two important parts of home-buying. What is a Home Inspection? A home inspection looks to the physical condition of the structure

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Do I Have Sufficient Equity to Sell My Home? Right half side of image is a yellow house with stucco roof with small palm tree in front and arched windows and doorways

Do I Have Sufficient Equity to Sell My Home?

Many homeowners thinking about selling will ask “Do I have sufficient equity to sell my home?”  It’s a question that needs a few pieces of information to properly answer.  For the calculation, you’ll need the current market value of your property and the amount remaining on your mortgage(s). Current Market Value of Property is Important

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4 Things That Determine Your Property Value text over a kitchen with dark floors, wood topped island and a living area in the background with TV and whitewashed fireplace. Wooden beams on white ceiling.

4 Things That Determine Your Property Value

If you’re curious how to determine property value – whether because you’re looking to sell or interested your equity read on.  There are 4 main factors that drive property value including age/condition of your home, the size of your dwelling, updates to your property and neighborhood comps.  Far too often, people fall victim to online

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Picking Your Real Estate Agent 3 tips located between a brown wooden cutting board, a container of kitchen tools and a plant

Picking Your Real Estate Agent: 3 No-Fail Tips

If you are thinking about selling or buying a home, you have likely spent some time thinking about hiring a real estate agent.  Taking the time to do your homework will help ensure you find a trusted partner skilled at their trade.   You know you want someone who will work for you and fight professionally

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Home buying checklist: Reality Check edition over a kitchen with grey cabinets and tan colored floors

Home Buying Checklist: Reality Check Edition

House hunting? Read on for a helpful Home Buying Checklist: Reality Check Edition.  Why am I offering a checklist when there are countless ones available all over the internet, on social media and likely in handouts from your REALTOR?  Because most fail to talk about nuanced parts of the home buying process.  So use those

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